November 2023
Regular health screenings are an essential aspect of preventive healthcare, allowing for the early detection of diseases and timely intervention. However, many Singaporeans, despite acknowledging the importance of prevention, do not undergo regular health checkups.
Reasons for this may include the cost, fear of blood and needles, or the apprehension of facing undesirable outcomes. Moreover, many individuals may be unaware of what is covered by a medical checkup, the associated costs, or whether they need one at all.
This article from our friends at Pacific Prime CXA provides insights into comprehensive health screenings in Singapore and in particular their costs in 2023.
On the other hand, general tests are suitable for individuals seeking a comprehensive overview of their health. They typically include a medical health assessment, physical examination, blood glucose test, and cholesterol test.
Additional tests like blood pressure measurements, urine analysis, full blood count, and electrocardiogram (ECG) can be added based on individual needs. These checkups can be conducted at both public and private hospitals in Singapore. The prices for these screenings can vary significantly.
When considering the cost of comprehensive health screenings, it's important to note that general health screenings are not covered by Medisave, Singapore's national medical savings scheme. Medisave can only be used for specific screenings such as mammograms and colonoscopies.
Individuals seeking general health screenings may opt for private or public hospitals or private clinics. Private hospitals generally offer a wider range of screening procedures but at a higher cost compared to public hospitals.
To give you an idea of the relevant costs, what follows is a summary of the costs of the basic packages available at major public and private hospitals, as well as private clinics in Singapore.
● Ng Teng Fong Hospital / Jurong Community Hospital: SGD $101
● Tan Tock Seng Hospital: SGD $200
● National University Hospital: SGD $228
● Changi General Hospital: SGD $364
● Raffles Hospital: SGD $129.6
● Farrer Park Hospital: SGD $472.3
● Thomson Medical Centre: SGD $150
● Parkway East Hospital: SGD $511
● Gleneagles / Mount Elizabeth Hospital: SGD $868-898
● Central Clinic: SGD $48
● Lifescan Medical Centre: SGD $288
● Sata CommHealth: SGD $316
● Healthway Medical: SGD $388
● Thompson Medical: SGD $408
● Fullerton Health: SGD $505
The frequency of health screenings depends on various factors such as age, health status, and family history. Generally, healthy individuals may not require comprehensive health screenings every year.
However, as we age, annual check-ups become more advisable. It is always recommended to consult with a healthcare professional to determine the appropriate timing and types of health
Comprehensive health screenings are vital for maintaining good health and preventing diseases. By prioritizing preventive healthcare and considering the long-term benefits, we can take proactive steps towards our well-being.
Expats living in Singapore should note that Medisave may not cover health screenings, and costs can add up, especially in private hospitals. Therefore, expats are encouraged to secure health insurance to mitigate these expenses.
The adage "prevention is better than cure" holds true, but it is equally important to be financially prepared if a medical condition is discovered. A good health insurance plan goes beyond paying medical bills–it provides the reassurance of having the necessary financial resources for quality treatments.
With health insurance offering direct billing, individuals can minimize or eliminate out-of-pocket expenses, reducing the burden of paperwork and allowing them to focus on their recovery. By having the financial support of health insurance, individuals can access the best treatments without hesitation, ensuring their well-being and peace of mind.
International health insurance provides access to quality healthcare worldwide, ensuring peace of mind and top-notch care in case of any medical emergencies.
As an insurance brokerage, Pacific Prime CXA offers a wide range of insurance plans, including international/expat health insurance, maternity insurance, family health insurance and more. Their experts can help evaluate your circumstances and tailor a policy to suit your needs and budget.
For further details on Pacific Prime CXA’s offerings, contact them for free impartial advice or a plan comparison today.